Premises Medical

Effective June 1, 2016 TOIRMA is increasing the Premises Medical limit from $5,000 per person to $10,000 per person at no additional charge. Under the General Liability coverages, TOIRMA will pay medical expenses for bodily injury caused by an accident on premises that the member owns or rents. The Premises Medical includes first aid administered at the time of an accident; necessary medical, surgical, x-ray and dental services, including prosthetic devices; and necessary ambulance, hospital, professional nursing and funeral services. For additional information, please refer to your TOIRMA Program Manual.  Go to the gold Coverage Grants tab, the first tab after that is General Liability. The Medical Payments coverage can be found on pages 16 and 17. TOIRMA will be publishing a new Program Manual this summer.